Most retirement calculators assume that current spending levels will increase each year due to inflation. Even with moderate inflation assumptions, the result is often a discouragingly unrealistic retirement plan. In reality, data show most households naturally spend less as they age, meaning that traditional planning methods can overstate retirement needs.
Our Reality Retirement Calculator allows you and your site visitors to take these essential facts into account in preparing a retirement plan. The calculator is designed to project, based on information you provide, a realistic appraisal of retirement spending needs and the savings goal needed to meet these needs. The calculator also provides a comparison with the more traditional retirement planning approach.
